Top 10 Health Insurance Companies, Health Insurance Plans, Health insurance is one of the types of insurances. By investing money and by taking up health insurance agreement, one can get the money repaid to them that is spent on health care.
Top 10 Health Insurance Companies, Health Insurance Plans
Health insurance is one of the types of insurances. By investing money and by taking up health insurance agreement, one can get the money repaid to them that is spent on health care. The money repaid will be mentioned in the agreement and that depends on the insurance plan you take up initially. Health insurance is very helpful as this will be helpful in terms of paying medical related bills and medical related expenditures for you and the family member you nominate. The health insurance plans, policies differ from company to company. You can choose the best plan and best company that offers health insurance depending on your convenience Few of the companies, their plans and policies are listed below:
Bharti AXA: Bharti AXA provides health insurance plans with many benefits so that the health care needs of you and your family can be taken care. The plans offered by Bharti AXA suits your needs and budget. The insurance plans in this company are starting from Rs.2 Lakhs, Rs. 3 lakhs and Rs.5 lakhs. You can select your plan and claim a plan depending on your budget. The health insurance plan includes benefits like
- Life time Renewal of the insurance plan.
- Free room in hospitals (unlimited room rent is only for few plans).
- This plan will take care of hospitalization expenses (post and pre hospitalization).
- Tax benefit and up to 25,000 Indian rupees.
Health Insurance Companies
The rupees 3 lakhs and 5 lakhs plan includes bulk compensation of amount in case if you are diagnosed with any of the 20 critical health disorders which are mentioned in the plans.in such cases, you will get double the amount promised. Forexample, for 3 lakhs and 5 lakhsplan, youwill get insurance amount of 3 lakhs and 5 lakhs initially and also the double amount 3 lakhs and 5 lakhs again respectively. The benefit amount (double amount received) can be used for any purpose as you wish.
Key Features of Health Insurance Policy
Apollo Munich Health insurance: this company also offers covers majority of the benefits provided by the top health insurance companies. This is more for a middle class families.
- This also provides life time renewal.
- Free hospitalization in more the 4000 hospitals in India.
- No limit specified on room rents.
- No geography based limits.
The best part of this company is that if you want to claim a plan, and there are few features mentioned in the plan which you do not require.in such case you do not have to pay for those unwanted features you can exclude them from your insurance plan. And pay jus for what you need.
Health Insurance – Help me to choose my plan
We all have different health insurance needs, based on our family type and age group, Bharti AXA helps you find the right plan for you, your spouse and children.
|2 – 35 years||Rs. 5 lakhs plan||Rs. 5 lakhs plan||Rs. 3 lakhs plan||Rs. 3 lakhs plan|
|36 – 45 years||Rs. 5 lakhs plan||Rs. 3 lakhs plan||Rs. 3 lakhs plan||Rs. 3 lakhs plan|
|46 – 55 years||Rs. 2 lakhs plan||Rs. 2 lakhs plan||Rs. 2 lakhs plan||Rs. 2 lakhs plan|
|56 – 65 years||Rs. 2 lakhs plan||Rs. 2 lakhs plan||Rs. 2 lakhs plan||Rs. 2 lakhs plan|
Thus, by using any health insurance plans you can secure your life, your spouse, your children and also your dependent parents. But before investing in any plan and in any company, go through the policies clearly, investigate and discuss about the plan and the company with family, friends and go ahead. Clarify all the queries and ask the companies representative to explain the plan clearly with all the benefits attached with the plan.