Looking For Education Loans ? Register On Vidya Lakshmi To Day, Goverment of India Launches Vidya Lakshmi Portal for Students Seeking Education Loans
Looking For Education Loans ? Register On Vidya Lakshmi To Day
Govt Of India Launches Vidya Lakshmi Portal for students seeking Education Loan. Vidya Lakshmi is a first of its kind portal for students seeking Education Loan. This portal has been developed under the guidance of Department of Financial Services, (Ministry of Finance), Department of Higher Education (Ministry of Human Resource Development) and Indian Banks’ Association (IBA).The portal has been developed and being maintained by NSDL e-Governance Infrastructure Limited. Students can view, apply and track the education loan applications to banks anytime, anywhere by accessing the portal. The portal also provides linkages to National Scholarship Portal.
The government of India has Successfully launched a Vidya Lakshmi portal for the students seeking educational loans and government scholarships. Vidya Lakshmi Portal is a first of its kind website providing single window for Students to access information and also make application for Educational Loans provided by Banks as well as Government Scholarships with one form.
Vidya Lakshmi Portal Official URL : https://www.vidyalakshmi.co.in
How to Register on Vidya Lakshmi Portal?
1. Go to www.vidyalakshmi.co.in
2. Click on Register Button.
3. Enter Your Personal Details like – Your name, Mobile number, Email id, password….etc
4. Finally click On the Submit Button
5. Your Account successfully created at Vidya Lakshmi Portal.
Also Read : To Search and Apply for Scholarships – Click Here
How to apply for Educational loan through Vidya Lakshmi?
1. Login with you User Id & password
2. Fill-up the Common Education Loan Application Form (CELAF) by providing all the necessary details. This is a one-time procedure.
3. Submit the Loan Application Form
4. Now you can Search for ‘Educational Loan Schemes’ offered by Banks that are registered on Vidya Lakshmi portal.
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About Vidya Lakshmi:
Shri Arun Jaitley, Hon’ble Union Finance Minister in his budget speech for FY 2015-16 said: “India is one of the youngest nations in the world with more than 54% of the total population below 25 years of age. Our young people have to be both, educated and employable for the jobs of the 21st century.. The Prime Minister has explained how Skill India needs to be closely coordinated with Make in India. Yet, today less than 5% of our potential workforce gets formal skill training to be employable and stay employable. With a view to enable all poor and middle class students to pursue higher education of their choice without any constraint of funds, I propose to set up a fully IT based Student Financial Aid Authority to administer and monitor Scholarship as well Educational Loan Schemes, through the Pradhan Mantri Vidya Lakshmi Karyakram. We will ensure that no student misses out on higher education for lack of funds. ” The IT based mechanism under the Pradhan Mantri Vidya Lakshmi Karyakram is expected to provide to students a single window electronic platform for Scholarships and Educational Loans.
Vidya Lakshmi is a great iniciative launched by Union Finance Minister for increasing the literacy level of Indian economy. But if any one dosn't get enrolled in this scheme then the best way is to go for Education loan from different banks. You can even reffer to different online portals like dialabank and deal4loans to get the best interest rates.